Over the last few years tax rules have changed, making the ownership of second properties more complicated and often, more costly. The new rules focus on 'second' properties, which can be defined as any property you own that is not your main residence.This could therefore include any of the following:Buy-to-let propertiesSecond homesHoliday homesIn...

George Osborne launched the 'Help to Buy' ISA back in late-2015 as a way of helping struggling first-time buyers get that precious first foot onto the property ladder. They are still available today, but for a limited time only. Customers will not be able to open a new 'Help to Buy' ISA after the 30th November 2019. The 'Lifetime' ISA then came alo...

The holiday season is in full swing, and those of us fortunate enough to be able to, are packing our bags, braving airport security and jetting off in search of some sunshine, and possibly a beach. There's lots to think about as a holidaymaker. How much clothing do you pack? How early do you have to get to the airport? Are any liquids less tha...

You write a Will. This will protect your family on many levels once you pass away. But how will the family survive financially? Our IFA answers this very important question...Chris Moore is an Independent Financial Adviser and has himself met with a member of our private client team to discuss his Will. Below he talks about financial planning&...