Key Contact
For more information please contact Paul Berry on 01708 229 444 or by email.
We provide a wide range of legal services to individuals and businesses through our specialist teams of solicitors across our offices.
Our team of residential property solicitors frequently act for both sellers and purchasers of shared ownership housing in Essex, London and further afield, with a wealth of experience in checking the format of shared ownership leases and also in the process of staircasing.
Shared ownership is a government-backed scheme offered by housing associations which allows you to part-buy and part-rent your home. You buy a percentage share of your chosen property (typically between 25% and 75%) and then rent the part that you don’t own from the housing association. The level of rent will be set by the housing association depending upon the percentage of the property owned. The larger the share you own, the lower the level of rent.
There are a number of government-backed schemes available, including help to buy, shared equity and right to buy; however, these are not shared ownership schemes and different rules and procedures apply. Each of our residential property solicitors are well-versed in all schemes available and can guide you as to which may be suitable for your individual requirements.
Under the shared ownership scheme you can purchase additional shares in the property. This process is known as staircasing, which allows you to buy a larger share of your home from the housing association as and when you can afford it. How much you pay for your new share will depend on the value of your home at that time; your property will be valued to determine this. You can usually increase your ownership of your home up to 100% – however, some schemes for elderly and disabled persons limit the percentage that you can purchase to 75%.
Our property lawyers based in offices across Essex and London can advise upon:
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Contact us now to book a free initial consultation.
Key Contact
For more information please contact Paul Berry on 01708 229 444 or by email.
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For help and advice, talk to a member of our team. They can advise on the best options in your matter.
Upminster
Pinney Talfourd Solicitors
54 Station Road
Upminster
Essex
RM14 2TU
DX: 35555 Upminster
T: 01708 229 444
F: 01708 228 163
E: upminster@pinneytalfourd.co.uk
Brentwood
Pinney Talfourd Solicitors
30 High Street
Brentwood
Essex
CM14 4AJ
DX: 5003 Brentwood
T: 01277 211 755
F: 01277 261 154
E: brentwood@pinneytalfourd.co.uk
Hornchurch
Pinney Talfourd Solicitors
40 North Street
Hornchurch
Essex
RM11 1EW
DX: 51004 Hornchurch
T: 01708 511 000
F: 01708 511 040
E: hornchurch@pinneytalfourd.co.uk
Chelmsford
Pinney Talfourd Solicitors
Elizabeth House
28 Baddow Road
Chelmsford
Essex
CM2 0DG
T: 01245 206 684
E: mail@pinneytalfourd.co.uk
Canary Wharf
Pinney Talfourd Solicitors
18th Floor
40 Bank Street
Canary Wharf
London
E14 5AB
By appointment only. Please send all written correspondence to our Upminster office.
T: 020 3105 0305
E: canarywharf@pinneytalfourd.co.uk
Leigh-on-Sea
Pinney Talfourd Solicitors
The Old Gasworks
43 Progress Road
Leigh-on-Sea
SS9 5PR
By appointment only. Please send all written correspondence to our Upminster office.
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